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Miscellaneous
Credit Guard - Banking App for Teens
The most common issue identified through interviews and research was that teens and young adults often overlooked their debt when calculating how much money they had available to spend, leading to a false perception of their financial reality.
With each credit card having its own independent app, tracking credit purchases and debt becomes challenging, I decided to create a solution.
Credit Guard addresses this by visually displaying the disposable income remaining after deducting unpaid credit card purchases, helping users stay aware of their true financial situation.
Credit Guard
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No More Surprises
While using Credit Guard, teens and young adults gain a better understanding of personal finances, debt, credit cards, and interest rates.
Credit Guard creates a
plan to become debt free
The calendar displays all monthly payments that need to be made
Credit Guard shows users how much money they’ll have left after paying their credit card minimums, helping them plan ahead
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All finances in one App
Checking, Savings & Credit Cards
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Consolidates all credit cards in one place
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Sends alerts when credit card interest is charged
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Subtracts debt from disposable income to help control spending
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Includes a calendar with payment reminders
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Offers budgeting tools to support becoming debt-free
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Provides tips and videos to improve money management skills
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Displays credit score at all times
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Premium Version
Credit Guard is profitable by charging for the premium version, which allows to add more than one credit card information to the app.
